Are you always on the road for some reason or another? Have you ever wished you could get back a percentage of the money you spend on gas? If you are, then the Discover Open Road Card, issued by Discover Financial, might just be what you’re looking for. It is a gas rewards platinum card which lets you earn rewards in the form of rebates.
No annual fee for you or for any additional cardholders.
Get a free $150 Restaurant.com gift certificate after your first purchasewith the Discover Open Road Card within 6 months of account opening. This is an amazing sign-up promotion for new card members as you can use this $150 voucher to save at over 15,000 restaurants nationwide.
0% introductory APR on purchases for 12 months.
This card offers an introductory 0% APR on purchases for the first 12 months. Thereafter, the variable APR will be between 10.99% and 20.99% depending on your credit score. This offer will benefit those who intend to buy an expensive item and then repay it over 12 months interest-free.
0% introductory APR on balance transfers for 12 months.
This is a great benefit if you plan to take advantage of the introductory 0% balance transfer deal by transferring your balance from another card account (that charges high interest) to this one. After the introductory period, the variable APR will be between 10.99% and 20.99% depending on your credit score.
2% Cashback on gas and restaurants on your first $250 in combined purchases each month.
After the first $250 spent on gas and restaurants each month, the cashback you will receive will be the same as that of any other purchases. Restaurants include cafes, fast food services, restaurants and cafeterias.
1% unlimited Cashback on all other purchases after having spent $3,000 for the year. For the first $3,000 you spend, you will receive 0.25% cashback. After the first $3,000, you will get 1% cashback.
Cashback Bonus ranging from 5% to 20%
This is on purchases made in over 200 retailers in Discover’s online shopping mall.
No Cashback expiry date.
If your account is dormant and inactive for 18 months or more, or if you fail to make any minimum payment due for two consecutive billing periods, your rewards will be forfeited. Otherwise your rewards don’t have an expiration date. You won’t have to worry about your cashback ever expiring, thus allowing you to accumulate all the cash you want without the pressure of having to use your rewards by a certain date.
Redeem your Cashback Bonus for gift cards or cold hard cash.
Gift card redemption starts from $20 from over 100 brand-name retailers. You can even double your Cashback Bonus when you redeem for gift cards from their Partners. If you prefer to get your reward in cash, you can get an electronic deposit to your bank account in increments of $50, or credit your Discover Card account in increments of $50.
Travel accident insurance of up to $500,000.
With this free insurance, you can now travel with peace of mind. Remember to pay for your travel tickets with the Discover Open Road credit card.
$0 Fraud Liability Guarantee.
This ensures that you’re never responsible for unauthorized charges on your Discover Card.
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